What We Do
CIANA Capital Advisors structures financing solutions for real estate investors and developers seeking capital that is strategically aligned, competitively priced and delivered with institutional rigour.
We advise on debt strategy, source optimal capital and execute transactions across senior debt, mezzanine and structured finance—working with institutional lenders, private credit funds and alternative capital providers globally.
Our independence allows us to place transactions where they are best served, unconstrained by internal product mandates or lender relationships. Our focus is on delivering the right structure, at the right price, for the right purpose.
Funding for ground-up construction and major refurbishment projects across residential, commercial, and alternative sectors.
We structure senior debt and mezzanine facilities for development schemes ranging from small-scale urban infill to large-scale master-planned communities. Our approach integrates credit analysis with development feasibility, ensuring capital structures that support project delivery while satisfying lender risk frameworks.
Typical Use Cases
- Residential and mixed-use schemes
- Commercial development and regeneration
- Build-to-Rent and Purpose-Built Student Accommodation
- Hotel and Data Centre projects
Terms
Flexible tenors aligned to build and stabilisation timelines | Senior and mezzanine structures available
Medium-term financing for projects transitioning from development to income production, or for assets requiring light repositioning prior to long-term refinancing.
Exit facilities bridge the gap between construction completion and permanent financing, providing developers with time to stabilise occupancy and demonstrate income performance without distressed refinancing pressure.
Typical Use Cases
- Completed developments awaiting lease-up
- Newly delivered BTR or commercial assets
- Assets requiring asset management to optimise income prior to investment sale or long-term debt
Terms
3–8 year facilities | Flexible amortisation | Competitive pricing reflecting stabilised risk profile
Short to medium-term facilities for acquisitions, refinancing and light-to-heavy refurbishment.
We structure bridging solutions for time-sensitive opportunities, property acquisition and value-add strategies requiring flexible, execution-focused capital.
Typical Use Cases
- Auction purchases and off-market acquisitions
- Legacy debt refinancing
- Capital expenditure and repositioning works
- Planning and pre-development financing
Terms
12–36 month facilities | Senior and second-charge structures | Rapid execution capability
Long-dated, competitively priced debt for income-producing real estate held for investment.
We place term loans for stabilised, cash-flowing assets across all major property sectors, with access to institutional capital providers offering fixed-rate, long-tenor financing that is difficult to replicate in the traditional banking market.
Typical Use Cases
- Portfolio acquisitions and refinancings
- Single-asset and multi-asset financing
- Long-term hold strategies for institutional and private investors
- Cross-border financing for UK, European and US assets
Terms
Up to 60-year amortising structures available | Fixed-rate products from 3.5% p.a. | Large-ticket capability (£60m–£500m+)
Junior capital to optimise leverage, enhance returns or bridge equity shortfalls in complex transactions.
We structure mezzanine debt alongside senior facilities or as standalone solutions, working with specialist mezzanine funds and flexible capital providers.
Typical Use Cases
- Enhancing LTV beyond senior debt limits
- Financing equity contributions in joint ventures
- Supplementing development or investment facilities
- Preferred equity and structured capital solutions
Terms
Tailored to transaction structure and cash flow profile | Partnership-focused capital providers
CIANA maintains access to highly competitive, off-market financing solutions unavailable through conventional channels.
This includes Swiss-linked lending (SARON-based products at ~2% all-in), ultra-long-dated fixed-rate facilities, and specialist capital for unique asset classes or borrower profiles.
These products are made available selectively and are suited to sophisticated investors with substantial liquidity and long-term investment horizons.
